So you lent your bestie some cash and now you’re not
speaking because she hasn’t paid you back?
Say it ain’t so. I have heard
many of stories that ended just this way.
I personally don’t believe in lending money to friends and family for
this exact reason. The situation has the
potential to end relationships in the worst way. If I have it and it is really needed, I
prefer to just give it, because once you say loan, there is an expectation that
you will be repaid. The minute we feel
that someone who we helped is trying to take advantage, the inner evil Laquisha
is bound to rear her head and stuff will pop off. Fights, arguments, Judge Judy – it’s not a
good look.
Some folks knew they had no intention of paying you back
when they borrowed from you. But, even
the best intentions to pay back can be changed due to additional financial
problems. So, if you are going to lend
money, at least lend money that you can afford to lose. (ie. Not your mortgage or car payment, etc.)
The truth of the matter is, if we and our loved ones build
an emergency fund, when most emergencies do happen, they can be handled without
outside assistance. What divas won’t let
happen is, our bestie waste her money on what she feels like and then turn to us
when she needs her bills paid. We teach
people how to treat us, so teach well. You
can’t allow anyone to use you like an ATM card.
We all have to be financially responsible. Encourage self-preservation and budgeting
unless you’re prepared to be your friend’s emergency fund, show her how it’s
done. Share the wealth of knowledge - knowledge
is power diva. 
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